Our Services

Schedule a consultation with our experienced team to gain insightful guidance on all your insurance needs. Our experts are ready to help you find the right protection tailored to your unique situation.

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Accident and Health Solutions

Group Personal Accident and Sickness
Individual Personal Accident and Sickness
Journey Personal Accident
Voluntary Workers Personal Accident
Sports Personal Accident
Group Sports Career Ending Insurance
Individual Sports Career Ending Insurance
Group Pilots Loss of Licence
Individual Pilots Loss of Licence
Bill Protect
Corporate Travel

Coverage Highlights

We understand no two risks are the same, which is why we specialise in providing tailored solutions, ensuring the cover adequately meets the risk.

Core coverage includes:

  • Death and Capital Benefits

  • Weekly Injury/Sickness

  • Various scopes of cover including 24/7, working hours, outside working hours

  • Numerous cover extensions including broken bones, out of pocket expenses, non-medicare medical

  • Overseas Medical and Repatriation Expenses

  • Cancellation Expenses

  • Baggage and Money

  • Personal Liability

Core Industries & Appetite

We do not limit ourselves to any one industry and believe with our extensive relationships and expertise, we can find the right solution for almost any risk.

Documentation

Financial Lines Solutions

Professional Indemnity
Financial Institutions
Investment Managers Insurance
Directors & Officers

Coverage Highlights

Solutions for a broad mix of businesses from the traditional white collar, professional exposures to the complex, non-traditional risks which require tailored coverage and understanding of various industry contractual requirements.

Complex professional businesses require carefully crafted solutions. We have the expertise, passion, drive, and global relationships to deliver these. Some of the areas of particular strength include the following activities:

  • Construction Consultants

  • Design & Construct

  • Engineers

  • Environmental consultants including Geotech & Geochem Consultants

  • Other professions (Miscellaneous PI)

Core Industries & Appetite

  • Mining & Energy

  • Defence

  • Process & Industrial

  • Oil & Gas, Petrochemical

  • Renewables & Natural Resources

  • Marine, Rail & Aviation

General and Product Liability Solutions

Primary
Excess
Umbrella Liability

Substantial limits available on a lead or follow basis

Coverage Highlights

Our policies are custom built for each of your clients. We don’t throw in all possible extensions just for the sake of it, but we work with you to ensure that your clients benefit from very broad, tailored coverage. Some of the most common extensions we can include are:

  • Asbestos Liability

  • Contractors Pollution Liability

  • Contractual indemnities and waivers

  • Driving Risk

  • Errors & Omissions

  • Joint-Insured status for principals and other parties

  • North American exports

  • Product Recall Expenses

  • Professional Liability

  • Rectification of Faulty Workmanship

  • Rip & Tear

Core Industries & Appetite

Vision is built for businesses with complex needs, including but not limited to:

  • Chemical manufacturers, wholesalers and distributors

  • Construction contractors

  • Construction projects

  • Energy operators (upstream and midstream)

  • Engineering operations, heavy and light

  • Maintenance and Repair Contractors

  • Manufacturers, importers and wholesalers

  • Mine construction and operation

  • Mining contractors

  • Oil and gas contractors

  • Power generation

  • Rail contractors and operators

  • Traffic control

  • White collar risks with complexities, such as contractual liability requirements or off-site work including hazardous environments

Contractual Compliance

We understand that your clients work in environments where liabilities are often allocated under contract, prior to work commencing. Our insurance solutions always bear this in mind and we have drafted our policies to ensure that the most common contracting regimes are covered.

There is much more to providing contractually compliant coverage than simply deleting a contractual liability exclusion. Let our underwriters work with you on crafting a truly fit for purpose solution for your clients.

Marine Insurance Solutions

Commercial Hull
Protection & Indemnity
Charterers Liability
Transit/Cargo
Stock Throughput
Project Cargo
Marine Liabilities
Seafarer’s Top-up

Core Industries & Appetite

No matter how unique or challenging they may be, we are committed to providing coverage for all risks within the marine industry. We offer a number of specialist industry-specific solutions including:

Seafarers Top-up​

Specific to the offshore maritime sector, our Seafarers Top-up product indemnifies the wages gap between capped state based workers’ compensation entitlements and the full wages of a Seafarer. Our product can be used to satisfy Enterprise Bargaining Agreements (EBA) obligations or simply provide a crewing incentive.

Specifics include:

  • 100% of Gross Wages (including superannuation, allowances, bonuses)

  • Up to 260 weeks Benefit Period

  • Death & TPD Benefits

  • Excess Medical Expenses

  • Journey Insurance (to/from work)

Vision WBD

Designed specifically for the Winery, Brewery & Distillery (WBD) industry, our exclusive product provides a combination of Liability and Stock Throughput for producers.

Liability specifics include:

  • General Liability including attached restaurants, cellar door, event spaces and playgrounds

  • Product Liability extended to North America

  • Product Recall

  • Environmental Liability

  • Manufacturers Errors and Omissions (option)

  • Contaminated Products (option)

Stock Throughput specifics include:

  • Marine Cargo including exports

  • Static/Storage at own and third party locations

  • Product while at Third Party processors

  • Bespoke Basis of Valuation

  • Covers pre-sold and allocations

Additional Services

  • Technical consulting

  • Contract Reviews

  • Claims Advocacy

Property and Construction Solutions

Industrial Special Risks
Contractors Plant & Machinery

Limits available on a lead or follow basis for ISR

Coverage Highlights

Our policies are custom built for each of your clients. We don’t throw in all possible extensions just for the sake of it, but we work with you to ensure that your clients benefit from very broad, tailored coverage. We have solutions for a large scope of the Hazard scale. We pride ourselves on tailoring solutions for hard to place and more importantly hard to underwrite risks of all types.

Some common problem areas we can provide solution for are:

  • Unoccupied Property Extensions

  • Asbestos Cover Extensions

  • Non-Pluvial Flood coverage

  • Catastrophe exposed business

Core Industries & Appetite

Our Property and Construction appetite caters to a wide range of occupancies and project types and we have the ability to find solutions for the toughest risks.

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